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Financial Aid

Studying in the United States can be an inspiring, exciting, and rewarding experience, but it can also be difficult to finance. Truthfully, education in the United States is very expensive; students and their families pay a higher proportion of the cost of education compared to those in other countries. The cost of living, too, can be high relative to that in other countries. In addition, financial aid is limited and difficult to find. Foreign students must often compete with American students and other talented international students for the same limited funding.

The best sources of aid for graduate students include aid from your home country, U.S. federal aid (such as the Fulbright grant), nongovernmental sources, and especially the academic department inyour field of study at your university in the U.S.

Scholarships: Many universities offer tuition waver and other types of scholarship to students. Do search for them at various scholarship search sites. (TIP: See the links on the left and bottom)

Assistantships: An assistantship is a type of work-scholarship program that is unique to graduate students in the United States. Depending on the university and your type of assistantship, you would generally work 10-20 hours per week, and in exchange you would receive a full or partial tuition waiver or reduction, and a small stipend to cover your living expenses. You will not be considered for an assistantship until you have been accepted into a graduate program, and doctoral candidates are generally preferred over Master’s candidates. There are basically three types of assistantships:

  • Teaching Assistantships: If your field of study is taught at the undergraduate level, you stand a chance of securing a teaching assistantship. These positions usually involve conducting small classes, delivering lectures, correcting class work, grading papers, counseling students, and supervising laboratory groups. Appointments are based on academic qualifications and are subject to the availability of funds within a department. Obviously, your command of the English language is extremely important for this type of assistantship, and your job offer may carry the stipulation that you must pass an additional English examwhen you arrive at the University, as well as go through additional training. If you are interested in a teaching assistantship, contact the academic department.
  • Research Assistantships: This type usually requires that you assist in the research activities of a faculty member. Although it is less rare to receive this type of award your first year of graduate school, contact the department after being admitted and describe your particular research interests. If you are interested in a research assistantship, contact the department, and perhaps the particular professor you wish to work with, if s/he is conducting that type of research. This is perfectly appropriate and you do not need an introduction. Write a formal letter describing your interest in the research, your previous research experience and credentials, and explain why you think you would be a productive member of the research team.
  • Administrative Assistantships: Unlike the previous assistantships, this type is not necessarily connected to your academic area of study. This type involves working at an administrative office of a university, such as admissions, student affairs, residence life, or library. These involve more searching because they are not offered by your academic department, but you can go to the individual websites of those departments or look on the student employment web page (often in the Career Center or Placement Office website). Fellowships and Grants: These awards are similar to assistantships, but have no work requirement. They are comparatively rare, and sometimes come fromoutside organizations.

Apart from these, other sources like on-campus jobs and freelance work can help you manage your finances.


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Not so for students at private institutions who rely on state financial aid to help pay their tuition bills. Private tuition isn’t set by the Legislature, of course — but the Republican version of the budget, which would lower state public-school tuition, would also cut the maximum amount of money that students at private schools could receive in state financial aid. The cut could cost some of the lowest-income students several thousand dollars over the course of a four-year degree. collegemoneyinsider Providing support, advice and tips for student loans, financial aid, college scholarships, private student loans, refinance student loans, student loans and financial aid. Here are student loans, financial aid, college scholarships, private student loans, refinance student loans, best student loans and financial aid.

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